Hooray! You can now lease-to-own from Moda Home Furniture!
Get what you need now and own it in 12 months or less. No credit needed.*

How does lease to own work?
Leasing is easy as 1-2-3

Apply for your lease
Once approved, go shopping at your favorite stores.

Take your items home
Take your merchandise home same day or arrange for delivery.

Simple, automatic payments
Schedule your payments around your paydays.
What are the benefits of LTO?
Here are just a few:
Flexible payment options
You can schedule your payments around your situation. Just give us a call.
Cancel anytime
You can cancel your lease agreement at any time and return the item(s) with no penalty.
Pay off early and save
Paying your lease off early will save you money on the total cost of leasing.
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
*Progressive Leasing obtains information from credit bureaus, but a credit history is not required. Not all applicants are approved.
So many incredible options!
Beds, sofas, dining tables, and everything in between. Moda Home Furniture brings stylish, affordable pieces, made easier with Progressive Leasing.

Dining Room
Serve style with every meal. Explore dining tables, chairs, and sets made to impress.

Living Room
Refresh your space with modern living room furniture that’s easy to love.

Bedroom
Shop Moda Home Furniture for bedroom sets that make sleep look good.

Sectionals
Find your fit with modular, L-shaped, and U-shaped sectionals that suit your space.