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Unlock Exclusive Savings with Prog Offers.
Shop the best deals from top retailers and get what you need with flexible payment options. The offers won't last forever—take advantage while they're here!
You want it, we've got it! Gift yourself or others on your list the newest iPhone 17 Pro for just $1 initial payment1 and make the season jolly.
Offer valid 11/14/25 - 01/08/26
Start your year BIG! Score furniture must-haves and more at can't-miss prices at Big Lots!
Start the New Year in style & get up to 30% OFF2 All Clearance at KAY!
Offer valid through 01/19/26
Classic designs. Everyday shine. Guaranteed to make their jewelry box happy. Special Offers and Deals are available for a limited time at Zales!
New Year. New Sparkle. Make a style statement with Jewelry from Jared.
Jared. Love lives in every detail.
Stack up in fine jewelry with an extra 40% off3 clearance at Banter! Get what you really wanted, and enjoy even more savings.
Shop Mattress Firm's Once-a-Year Sale & Clearance and get up to 60% off.4 Plus, get a free adjustable base on select mattresses from top brands like Sealy!
Offer valid 12/10/25 - 01/20/25
Kick off the new year in style with unbeatable deals from Raymour & Flanigan. Furnish your home today with a $59 initial payment.**
Not available in all states.
Shop incredible deals at Value City and American Signature Furniture today! It's easy to get started with a $79 initial payment.**
Not available in all states.
Gear up for your best year yet. From fitness equipment to outdoor essentials, Dick's has everything you need to take on 2026—no credit needed.*
Take on 2026 with Amazon essentials: fitness gear, home upgrades, and the latest tech—all with flexible payment options.
Refresh your space for 2026. Shop home essentials, organization must-haves, appliances, and tech—with flexible payments and No Credit Needed.*
How it works
As easy as 1-2-3
No credit needed*
Apply for your lease
Once approved, go shopping at your favorite stores.
Take your items home
Take your merchandise home same day or arrange for delivery.
Simple, automatic payments
Schedule your payments around your paydays.
What our customers are saying
Take it from those that know best.
“It's easy, fast, and a great way to lease items that you want without the wait! The customer service is excellent, and the merchandise is top quality and affordable.”
“I wanted to order some items, and Progressive Leasing made it possible. The ability to get expensive items and a payment plan works in my favor tremendously.”
“Super simple & quick process. Customer service is very helpful and always readily available. Great way to shop your favorite stores, get what you want now and make reasonable payments.”
Prog Offers FAQs
How long do Prog Offers last?
Each retailer's offer has a specific end date. Check the details under each offer to ensure you don’t miss out!
What is the initial payment, and when is it due?
The initial payment is the amount due at checkout when you start your lease.
How does Progressive Leasing’s lease-to-own program work?
Progressive Leasing offers a flexible payment option that allows you to lease items with a low initial payment and own them over time through scheduled payments.
Do I need good credit to be approved?
No, we do not require a credit history, and applying won’t impact your credit score. We consider multiple factors in our approval process.
How much can I get approved for?
Approval amounts vary based on multiple factors. After you apply, we’ll let you know how much you’re approved for at that specific retailer.
How do payments work, and when are they due?
Payments are set up through automatic deductions from your bank account or credit card. Payment frequency will depend on your pay schedule.
Can I pay off my lease early?
Yes! We offer flexible early purchase options, including a 90-day purchase option (in most states) that allows you to save on total costs. Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
What happens if I no longer need the item?
You can return the item at any time without penalty just call us at 877-898-1970. You’ll only be responsible for the lease payments made while using the item.
2Extra discount taken off already-reduced clearance price. Excludes protection plans and previous purchases. Cannot be combined with any other offers. Promotions, prices, styles, and availability may vary by store and online. Extra discount will apply in cart online. See Jewelry Expert for details. Valid through 01/19/26 at 11:59 PM ET.
340% off Clearance valid on select styles in store and online from January 5, 2026 7:00 AM ET through January 16, 2026 6:59 AM ET. Discount applied in shopping bag. Prices ending in .98 cents will be gone forever. Excludes piercing earrings.
4Offer valid 12/10/25-1/20/26. Savings vary by brand, size and model. Selection varies by store and while supplies last. Other restrictions apply. Receive a free Sleepy's Basic Adjustable Base with qualifying purchase. Offer not valid on previous purchases and has no cash value. Exclusions apply. See store or website for details.
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