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Unlock Exclusive Savings with Prog Offers.
Shop the best deals from top retailers and get what you need with flexible payment options. The offers won't last forever—take advantage while they're here!
Save big on gifts for Dad with Lease-to-Own at Lowe's. No Credit Needed.*
Shop tech, patio essentials, kitchen upgrades, and everyday favorites starting with just $19.1
Offer valid 06/05/26 - 06/11/26
Summer is calling! Upgrade your patio and home with a $49 initial payment2 at Big Lots.
Open in select locations only.
Bring home outdoor furniture favorites for less with a $49 initial payment3 at Roses.
Open in select locations only.
Get ready for summer with grills, patio sets, appliances, tech, and home essentials. Start leasing with just $191 and flexible payments.
Offer valid 06/05/26 - 06/11/26
Save Up to 40% OFF4 Father's Day specials now at KAY! Shop now to show Dad how much he means!
Offer valid 06/08/26 - 06/21/26
Better sleep is here. Upgrade now at Mattress Firm's July 4th Sale and save up to $700 plus get a free adjustable base on select mattresses.5
Offer valid 06/10/26 - 07/28/26
Take on summer projects with tools, appliances, grills, patio furniture, and outdoor upgrades. Start leasing with just $191 and no credit needed.*
Offer valid 06/05/26 - 06/11/26
$1 initial payment6 Limited Time Offer! It's the perfect time to shop at Guitar Center.
Offer valid 06/04/26- 06/10/26
Gifts he will wear. Moments he will remember. Shop Zales this Father's Day.
Refresh your space with furniture, mattresses, patio sets, décor, and outdoor essentials. Start leasing with just $191 and no credit needed.*
Offer valid 06/05/26 - 06/11/26
Elegance has no season. Make a style statement with jewelry from Jared. Enjoy 30% OFF7 Lab-Grown Diamond Engagement Rings.
Offer valid 05/15/26 - 06/13/26
Celebrate Dad with a gift that reflects his style. Shop Father's Day at Banter.
You love them more each year. And that's the kind of love worth celebrating. Find the perfect gift that says, 'I choose you always.'
The easiest way to buy tires online! Shop Tire Agent today and get started with a $1 initial payment.**
Gear up for summer with bikes, kayaks, fitness gear, and camping essentials. Start leasing with just $191 and pay your way.
Offer valid 06/05/26 - 06/11/26
$19 initial payment8 Limited Time Offer! It's the perfect time to shop at Stix Golf.
Offer valid 06/08/26 - 06/22/26
How it works
As easy as 1-2-3
No credit needed*
Apply for your lease
Once approved, go shopping at your favorite stores.
Take your items home
Take your merchandise home same day or arrange for delivery.
Simple, automatic payments
Schedule your payments around your paydays.
What our customers are saying
Take it from those that know best.
“It's easy, fast, and a great way to lease items that you want without the wait! The customer service is excellent, and the merchandise is top quality and affordable.”
“I wanted to order some items, and Progressive Leasing made it possible. The ability to get expensive items and a payment plan works in my favor tremendously.”
“Super simple & quick process. Customer service is very helpful and always readily available. Great way to shop your favorite stores, get what you want now and make reasonable payments.”
Prog Offers FAQs
How long do Prog Offers last?
Each retailer's offer has a specific end date. Check the details under each offer to ensure you don’t miss out!
What is the initial payment, and when is it due?
The initial payment is the amount due at checkout when you start your lease.
How does Progressive Leasing’s lease-to-own program work?
Progressive Leasing offers a flexible payment option that allows you to lease items with a low initial payment and own them over time through scheduled payments.
Do I need good credit to be approved?
No, we do not require a credit history, and applying won’t impact your credit score. We consider multiple factors in our approval process.
How much can I get approved for?
Approval amounts vary based on multiple factors. After you apply, we’ll let you know how much you’re approved for at that specific retailer.
How do payments work, and when are they due?
Payments are set up through automatic deductions from your bank account or credit card. Payment frequency will depend on your pay schedule.
Can I pay off my lease early?
Yes! We offer flexible early purchase options, including a 90-day purchase option (in most states) that allows you to save on total costs. Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
What happens if I no longer need the item?
You can return the item at any time without penalty just call us at 877-898-1970. You’ll only be responsible for the lease payments made while using the item.
3Roses-The initial payment (plus tax) is charged at lease signing. Remaining lease payments determined upon item selection.
4KAY-Offer valid while supplies last. Excludes previous purchases. Cannot be combined with any other offer. Promotions, prices, styles, and availability may vary by store and online. See Jewelry Expert in-store or chat with an Expert online for details. Offer valid through 06/21/26 at 11:59 PM ET.
5Mattress Firm-Offer valid 6/10/26-7/28/26. Savings vary by brand, size and model. Selection varies by store and while supplies last. Other restrictions apply. Receive a free Sleepy's Basic Adjustable Base with qualifying purchase. Offer not valid on previous purchases and has no cash value. Exclusions apply. See store or website for details.
6Guitar Center-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 6/4/2026 - 6/10/2026.
7Jared-Offer valid 5/15/26 through 6/13/26 on Lab-Grown Diamond Engagement Rings. Excludes clearance, loose diamonds, settings, closeouts, warranties, repairs, custom items, personalized items, purchases made with trade-ins and previous purchases. Cannot be combined with any other offers. Promotions, prices, styles, and availability may vary by store and online.
8Stix Golf-The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. Reduced initial payment promotion does not lower the total cost. Available for applications 6/8/2026 - 6/22/2026.
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