What is Lease-to-Own?
Lease-to-own is a convenient way to get the items you want now – without a big upfront payment or a long-term commitment. Progressive Leasing offers a great selection of retailers, easy payments and flexible choices on how to purchase your items.
The Lease-to-Own Program from Progressive Leasing can be a great way to get what you want right now. Progressive Leasing offers a simple lease-to-own program. If you complete all standard recurring auto-lease payments or exercise an early purchase option, you will own the product(s).
Standard agreement offers 12 months to ownership. 90-day and other early purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailer cannot activate early purchase options.
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Our decisioning process allows us to consider more than just credit reports and credit scores. We regularly approve people with less than perfect credit or very little credit history. However, not all applicants are approved.
There Are No Application Fees
No, we do not charge an application fee or processing fee. Your initial payment will be made using the credit or debit card you consent to be charged in the lease-to-own agreement. This is the first payment for your lease and is part of the 12-month lease-to-own total. If you are not approved, you will not be charged anything.
A Payment Schedule Tailored to You
Progressive Leasing understands that life is full of surprises. That’s why we offer a payment schedule that’s simple and flexible. Pay weekly, every 2 weeks, twice a month, or monthly. If you ever need to change things up, give us a call and we’ll help find a payment schedule that works best for you.
Return the Item if Needed
If you ever decide you no longer want the item, or can no longer make payments, you can contact Progressive Leasing customer service at (877) 898-1970 to start a return. We’ll evaluate the product to determine the proper course of action. The item could be returned through the retailer you select or sent directly to Progressive. You can cancel your lease at any time. You have the right to return the items to Progressive Leasing without additional charge or penalty, and you will owe nothing further except unpaid lease-to-own costs.
Learn More About Progressive Leasing
Are you looking for additional questions? Curious to learn about Progressive Leasing’s services? Visit our FAQ page here to find answers to these questions and more.
